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Paul is fed up with driving trains and longs to write novels. Two people fall under his train and he hears that three accidents qualify him for early retirement with 10 years of salary … lump sum! All he has to do is find a willing victim. He meets Tommy, furious at being saved by Paul from jumping off a bridge. Paul offers him £1500 cash to wait until Monday. Having abandoned his family, Tommy decides to salve his conscience by paying his wife, Rosemary, and his daughter Frankie a last visit. Relationships are changed forever, but Paul and Tommy are confronted with the reality of the deal they struck. After all, a deal is a deal.